Which Travel Medical Insurance Should I Use?


1 minute

Francesca enjoying Italy
Francesca enjoying Italy
Image courtesy of Francesca W

If you’re a U.S. citizen traveling with InterExchange, you’re required to have travel medical insurance during your program.

Your policy should have:

  • coverage of at least $100,000
  • medical emergencies and evacuation
  • repatriation

We recommend a policy with a low (or zero) deductible, so you don’t have to pay much or anything out-of-pocket.

NOTE: some travel medical insurance providers have initial maximum durations of 180 days, but with the option to extend.

Affordable options to consider:

International Student Insurance

You don’t have to be a student to purchase a plan through International Student Insurance, and it’s easy to plug in your details and get a quote for your specific program duration on their site. You can buy most plans for up to 364 days with the option to extend for a second year.

ISIC Card or IYTC Card

These are one-year membership cards (for full-time students or travelers under 30) with discounts on various travel experiences, and most cards have insurance included for a full year. The Premium card has a higher level of coverage and is preferred by InterExchange.

Note: It’s not possible to select specific dates of coverage when purchasing online, and in general the one-year coverage period will begin within a day of purchase.

SafetyWing

With policies available for up to a year, SafetyWing makes it easy to book for the specific dates you need.

World Nomads

World Nomads makes the otherwise boring topic of travel medical insurance seem almost fun, with helpful resources, a blog, travel contests and scholarships. Initial policy periods are six months maximum.


Other providers you might consider:


InterExchange is not an insurance broker or advisor. Please consult a professional insurance agent before making decisions regarding your travel medical insurance coverage.

James Bridge

James manages the programs for U.S. citizens at InterExchange.

U.S. Department of State-Designated J-1 Visa Sponsor
Alliance for International Exchange
Exclusive partner of the Erasmus Student Network for J-1 Visa sponsorship of internships in the U.S.
European-American Chamber of Commerce New York
Generation Study Abroad
Global Ties U.S.
International Au Pair Association
WYSE Travel Confederation