Insurance Information
Additional Insurance
Additional Insurance
Your accident and sickness insurance will only cover your medical bills if you get sick or injured. It does not cover routine annual exams or pre-existing conditions (e.g. diabetes, asthma, etc.). If you require regular care, you may pursue a more comprehensive health insurance policy on your own.
If you plan to travel outside of the U.S. during your program, your accident & sickness insurance will cover you if you get sick in any other country except for your home country.
Renter’s Insurance
If you’d like to cover your personal belongings, you will need to purchase a separate insurance policy such as renters insurance or travel insurance. Renters insurance will cover loss or damage to your personal belongings due to events such as fire, theft, vandalism, etc. Often your belongings are covered even outside of your home. For example, if your phone is lost or stolen at a restaurant, your renters insurance policy may cover the cost of replacing your phone. Renters insurance can cost as little as $15 per month, so it can be an inexpensive way of protecting your personal belongings while in the U.S. If you’d like more information, the finance blog, Nerdwallet, has a useful guide on renters insurance and how to purchase it.
Travel Insurance
Your accident and sickness insurance is not travel insurance. If you’d like to cover your trip, you will need to purchase a separate travel insurance policy on your own.
Car Insurance
Auto or car insurance is required to drive a car in the U.S. You can learn more about purchasing auto insurance on our Driving in the U.S. page.
