Insurance
Insurance
Accident & Sickness Insurance
All InterExchange Career Training USA participants have basic accident and sickness insurance that meets U.S. State Department requirements. The participant is insured from their arrival through the 30-day grace period at the end of their program.
Encourage your participant to read through their insurance brochure and information on our Insurance Resource page.
Please ask participants to contact us if they have any questions or concerns regarding the insurance coverage, and remind them to make copies of any bills and claim forms submitted to the insurance company.
Employer Insurance
You may offer the participant comprehensive health insurance, but the participant may not waive the accident and sickness coverage included in their program fee.
The InterExchange-arranged insurance includes coverage that is required under U.S. federal regulations for the J-1 interns and trainees, namely emergency medical evacuation to the participant’s home country and repatriation of remains.
Workers’ Compensation
As with any employee, if the participant is injured while interning or training at your establishment, your workers’ compensation plan should provide insurance coverage if you are not otherwise exempt from maintaining coverage.
InterExchange will cease to sponsor participants for any employer found to use InterExchange participant insurance in lieu of workers’ compensation insurance for work-related injuries.
Please remember to notify InterExchange in the event your participant has an accident or unexpected illness, especially if their recovery will prohibit your participant from participating in their internship or training program.
